Parece que China no es el único gobierno que quiere plantarle cara a Bitcoin. Europa quiere rastrear todas las operaciones con criptomonedas. Para ello, la Comisión Europea ha presentado esta semana una propuesta legislativa que contempla exigir a los exchanges de criptomonedas como Binance que incluyan los datos personales de sus clientes. Ngalo mthetho, kunye nokufuna ukucaca ngakumbi kunye nokulandelelwa kweentlawulo ze-crypto, i Izikhwama Iiakhawunti ezingaziwa ziya kuvalwa kwi-EU (apho ii-akhawunti zebhanki ezingaziwa sele zivaliwe).
IYurophu vs Bitcoin
Nangona iYurophu sele imithetho ukulwa imali ngokungekho mthethweni, imithetho ecetywayo kule veki iza kwandisa ukuba bureaucracy "kwicandelo cryptocurrency yonke, ukunyanzela bonke ababoneleli ngeenkonzo ukuba benze ngononophelo olufanelekileyo kunye nabathengi babo," ngokutsho ubhengeze kule veki yi-European Commission. Amagosa afuna ukunciphisa zonke iintlawulo zemali kwii-euro ezili-10.000 kuzo zonke iLungu States, nto leyo eya kwenza kube nzima ukuhambisa isixa esikhulu semali. Amazwe e-EU anemida ephantsi aya kukwazi ukuwagcina.
UMairead McGuinness, uMkomishinala waseYurophu ojongene neeNkonzo zezeMali, uzinzo lwezeMali kunye neManyano yeeMarike zeNkunzi:
"Ukuthengiswa kwemali kuyingozi ecacileyo kwaye yangoku kubemi, amaziko edemokhrasi kunye nenkqubo yezemali"
“Ubungakanani bengxaki abunakujongelwa phantsi kwaye kufuneka kuvalwe imikroba enokuthi isetyenziswe ngabaphuli mthetho. Iphakheji yanamhlanje iqinisa kakhulu iinzame zethu zokuthintela imali engcolileyo ukuba ijikeleze kwinkqubo yezemali. "
IKhomishini yaseYurophu vs Bitcoin
Le komishoni icebise ukuba makuqulunqwe iGunyabantu lokuLawula ukuThuthukiswa kweMali ngokungekho mthethweni (AMLA) ukuze kuqinisekiswe ukuthotyelwa kwale migaqo. Le yunithi iya kusebenza ngokuthe ngqo namaziko emali kwaye iya kubeka iliso "amanye amaziko emali anobungozi asebenza kwinani elikhulu laMazwe angamaLungu okanye afuna inyathelo elikhawulezileyo lokujongana neengozi ezizayo".
"Yonke i-scandal entsha yokuthunjwa kwemali yinye i-scandal, kunye nokuvuka ukuba umsebenzi wethu wokuvala izikhewu kwinkqubo yethu yezemali awukapheli," kusho uValdis Dombrovskis, uMkomishinala wezoRhwebo we-EU.
'Sihambe umgama omde kule minyaka yakutsha nje kwaye imithetho yethu ye-EU [enxamnye nokuthutyeleziswa kwemali] ngoku iphakathi kwezona zingqongqo kwihlabathi. Kodwa ngoku kufuneka zisetyenziswe ngokungaguqukiyo kwaye zibekw’ esweni ukuze kuqinisekiswe ukuba ziyahlangatyezwa. Yiyo loo nto namhlanje sithatha la manyathelo akhaliphileyo ukuvala ucango lokurhwaphiliza imali kunye zithintele izaphuli-mthetho ekubeni zifake iipokotho zazo ngezinto ezizizuze ngokungekho mthethweni«.
I-China ivimba uBinance kwaye iyaqhubeka nemfazwe yayo kwi-crypto ngokuvala inkampani kunye ne-NGO
Iinguqu ezimbini ezinkulu ezicetywayo yi-EU ye-cryptocurrencies
Idatha yobuqu yabasebenzisi be ukutshintshiselana
Utshintsho olucetywayo kumthetho we-EU luya kunyanzela iinkampani ezihambisa i-Bitcoin okanye ezinye ii-asethi ze-crypto ukuqokelela idatha malunga nommkeli kunye nomthumeli. Ngokutsho kweKhomishini yaseYurophu, izindululo bangenza ii-asethi ze-crypto zilandeleke ngakumbi kwaye zincede ukuthintela ukuthutyeleziswa kwemali kunye nenkxaso-mali yabanqolobi.
Ngaphantsi kwezindululo, inkampani edlulisela i-crypto assets kumxhasi iya kufuneka ibandakanye igama labo, idilesi, umhla wokuzalwa, kunye nenombolo ye-akhawunti, kunye negama lommkeli.
Ukuphela kwe Izikhwama umntu ongaziwayo
Imithetho emitsha iyakwalela ukunika iiwallet ze-crypto ezingaziwa. Izindululo zinokuthatha iminyaka emibini ukuba zibe ngumthetho. IKomishoni ixoxile kule veki ukuba ukuhanjiswa kwe-asethi ye-crypto kufuneka kuxhomekeke kwimithetho efanayo yokuchasana nokuchithwa kwemali njengokudluliselwa kweengcingo.
"Xa ndinonikwa i Ukugqithiselwa kwe-asethi ebonakalayo kuxhomekeke kurhwebo lwemali kunye nemingcipheko yenkxaso-mali yobunqolobi efana naleyo yokudluliselwa kweengcingo.… Kubonakala kusengqiqweni, ke ngoko, ukusebenzisa kwaesi sixhobo sowiso-mthetho ukulungisa le miba ifanayo, yabhala iKhomishoni.
Ngelixa abanye ababoneleli ngenkonzo ye-asethi ye-crypto sele begutyungelwe yimithetho yokulwa nokuthungwa kwemali, izindululo ezintsha 'beza kwandisa le mithetho lonke icandelo cryptocurrency, enyanzela bonke ababoneleli-nkonzo ukuba bafake izicelo zononophelo olufanelekileyo kubathengi babo, yacacisa iKhomishini.
UDavid Gerard, umbhali we Uhlaselo lwe-50 Foot Blockchain, uye wachaza ukuba lo mmiselo "uhlose kuphela ukusebenzisa imigaqo ekhoyo kwi-cryptocurrencies, esebenzayo ukususela ngo-2019", njengoko sinokufunda kwi-BBC. Kwaye uyaqhubeka: "ukuba ufuna ukwenza imali yangempela, kufuneka ulandele imigaqo yemali yangempela." UGerard ukholelwa ukuba, nangona luluhlu lweziphakamiso zaseYurophu, impembelelo yabo iya kuhamba ngakumbi.
IFransi sele icetywe kule nyanga ukunika amandla angakumbi kwi-European Securities and Markets Authority (ESMA), esekelwe eParis, kwaye yenze ukuba ibe noxanduva lokulawula i-cryptocurrencies kuyo yonke i-EU. Abalawuli baseFransi bakholelwa ngamandla ukuba imali ye-crypto idinga ukulawulwa kwe-EU ngokubanzi.
Ukuze ube ngumthetho, izindululo ziya kufuna imvumelwano yaMazwe angamaLungu kunye nePalamente yaseYurophu. Ukuba iYurophu iqhubela phambili nomthetho ocetywayo, kulindeleke ukuba isebenze ukusuka kwi-2024.
