Mune yedu yapfuura post nezve Stablecoins (Stable cryptocurrencies) tinogadzirisa pfungwa inokosha inovapa hupenyu uye chikonzero chavo chekuve. Uye zvechokwadi, takapa mienzaniso yemamwe anozivikanwa uye anoshandiswa pasi rese. Pamusoro pezvo, kuvataura kwakajekesa kuti havasi vese vakafanana, sezvakangoitawo mazhinji emamwe. Altcoins. Chikonzero nei, nhasi tichaongorora zvishoma pane zviripo "mhando dze stablecoins" uye maitiro avo.
Uye zvechokwadi, kubvira dzose dzakabatirira pakukosha kwakatarwa kwechimwe chinhu, chimwe chinhu ichi, ndiyo poindi iyoyo inosarudza kuti imhando ipi. Semuenzaniso, vazhinji vane kukosha kwavo kwakasimbiswa uye yavo mari yekuvimbisa inotsigirwa mune fiat currency, zvakadai se Dhora rekuUS. nepo vamwe Vashoma vanoshandisa Euro kana vamwe, uye ndine mari kwavari serubatso. Zvakare, kune ayo akamiswa uye anotsigirwa nemamwe cryptocurrencies kana zvinhu, pakati pevamwe.
Nekudaro, usati waenderera mberi nemusoro wezvino pa «marudzi ema stablecoins » uye maitiro ayo, tinokurudzira mamwe edu zvakapfuura zvakabatana zvakatumirwa nemusoro iwoyo, kuti uverenge gare gare:
Mhando dzeStablecoins: Iripo Yakagadzikana Cryptocurrencies
Ndeapi marudzi ema stablecoins aripo uye ndeapi maitiro avo?
Sezvatakataura pakutanga, the mhando dze stablecoins Vanotangwa zvichienderana nerudzi rwerutsigiro rwavanarwo. Naizvozvo, the mhando dze stablecoins Parizvino pane zvinotevera:
Stablecoins inotsigirwa nefiat mari
Iyi mhando yeStablecoins ndiyo iyo yakawanda ndeye, saka, ndiyo yakajairika. Izvi zvinowanzoitika yakatsigirwa 1: 1 mune imwe fiat mari, kazhinji, Dhora reU.S, se Kuende (KUE) USD. Kunyangwe, kune zvakare mamwe akavakirwa pamaeuro akadai Euro Coin (EUROC), yen yeJapan, nedzimwe mari dzakaoma dzakasimba.
Uyezve, izvi zvinoreva kuti kune mumwe nemumwe chiratidzo (chakazara chikamu che crypto asset), inofanira kuvapo mukati kuchengetwa (nenzira yakavimbiswa uye inoongororwa) yakaenzana neyakanzi fiat currency. Uye, zviri nani kuchengetedzwa muBhangi rakasimba uye rinozivikanwa kana nekambani ine hunyanzvi mundima iyi.
Uye kunyange, kune rumwe rutivi, zvakanaka kukwanisa kuvimba nemhando idzi dzakagadzikana crypto assets dzinoshanda semhando ye. zambuko uye nzvimbo yakachengeteka pakati pe cryptocurrencies uye fiat mari aripo. Sezvo vachibvumira a iri nyore, iri nyore uye yakachengeteka nzira yekutanga crypto-investments, pasina kutarisana nenjodzi dzine chekuita nekusagadzikana kwechisikigo kweiyo inonyanya kushandiswa cryptocurrencies.
Mumwe haagoni kubvisa zvachose kunze, kune rumwe rutivi, chokwadi chokuti, se vashandisi kana crypto investors kazhinji zvakaoma chaizvo ziva nechokwadi chakakwana, kana iye akaburitsa akati stablecoins ane mari dziri mudura. Kunze kwekunge mabhanga ane mukurumbira kana makambani anoshanda sevanovimbisa kuburikidza nekuongorora kunoratidza kutendeka kwavo nguva nenguva.
Mienzaniso: Tether (USDT), USD Coin (USDC), Paxos Dollar (PAX), True USD (TUSD), uye Binance USD (BUSD).
Cryptocurrency-backed stablecoins
Iri rudzi rwe stablecoins rinowanzoonekwa seyo inotevera yakajairika mhando, sezvo ivo vachishandisa mari mune mamwe akasimba cryptocurrencies, se bitcoin, ethereum kana vamwe, kuchengetedza zviratidzo zvavo. Uye saka, kupa a stable parity Nezve kukosha kwe a fiat mari kutsunga. Chikonzero nei, manejimendi (kuburitsa, kutonga uye kushanda) kweizvi crypto assets zvinowanzoenderana neiyo kushandiswa kwezvibvumirano zvakanaka.
Nokudaro, rudzi urwu rwe stablecoin runoratidzwa nekuve "kuvimba-kuderedzwa", ndiko kuti, ivo vanoderedza kudiwa kwevechitatu mapato anovimbwa. Uye naizvozvo, the mari yemitemo zvinoenderana nezviratidzo zveStablecoins zvataurwa, zvinogadziriswa nemavhoti evashandisi mu hurongwa hwekutonga. Izvo, inobvisa kukosha kwekuvimba neanopa pakati, kufarira kuvepo kwenhamba huru yevabudisi, vanoita mukufarira zvido zvevose vashandisi ve ecosystem.
Naizvozvo, kuti zviratidzo zvitsva zvezvakati stablecoins zvibudiswe, zvinofanirwa kuve deposit mari mune dzimwe cryptocurrencies mukati a smart contract. Nenzira yekuti kana iwe uchida kudzoreredza chibatiso (mari yakaiswa), iwe unofanirwa kudzosera iyo stablecoins kune yakangwara kontrakiti yakavakwa nemubereko wakatarwa. Mamiriro (mitemo) yemaitiro aya uye mamwe achaenderana nehurongwa hwega hwega hweStablecoin. Kunyangwe, chaizvo zvese zvinowira pasi kusvika kumubatanidzwa wetiyori yemutambo ne-on-chain algorithms, kusvika pamwero mukuru kana mudiki, chengetedza mutengo wakagadzikana.
Mienzaniso: DAI (DAI), Celo Euro (CEUR), Euro Coin (EUROC).
Commodity-backed stablecoins
Iri rudzi rwe stablecoin kazhinji haruwanzoitiki, nokuti inobva pane rutsigiro kuburikidza nemidziyo. iyo inofanira kushandurirwa midziyo yemuviri izvo zvinofanirwa kuchengetwa, segoridhe, madhaimani, oiri, kana zvimwe zvicherwa, simbi kana zvinhu zvakaita sechikafu kana zvisingaparare uye zvakakosha. Chikonzero nei, inofungidzirwa seanopa kana mutsigiri wechiratidzo uyo achachengeta iyo inobatika asset zvakachengeteka.
Kune rimwe divi, izvi zvinotisiya zvakare nedambudziko ratinofanira vimba nemumwe munhu, iyo inovimbisa mari yevimbiso, kuburikidza nechimwe chinhu chakaoma kuti chionekwe pane mari mubhangi. Nepo, kune rumwe rutivi, iwe kazhinji uri nani wekudyara pane iwo anchored 1: 1 ine fiat currency. Sezvo, semuenzaniso, 1 Chiratidzo chakamisikidzwa kune chikamu cheGoridhe, chinogona kuoneka chichidzokororwa nekufamba kwenguva, kana ichinzi simbi yakakosha inowedzera kukosha kwayo kwepakati uye kwenguva refu.
Mienzaniso: Digix Gold Tokens (DGX), Pax Gold (PAXG), CACHE Gold (CGT), Tiberius Coin (TCX), SwissRealCoin (SRC), uye Petro (PETRO), chiratidzo chisina kujairika cheVenezuela.
Mamwe marudzi e stablecoins
- Kubva pane yakasanganiswa backup: Iine mari mufiat mari, cryptocurrencies uye chaiyo midziyo yemuviri.
- Kubva pane algorithmically yakagadzirwa backup: Ikoko kazhinji, seigniorage mechanism (Seigniorage Shares) uye Smart Contracts inoshandiswa iyo inoshanda seCentral Bank, kuitira kukwidza uye kuderedza mutengo, nekupisa kana kubudisa zviratidzo, sezvinotsanangurwa nechipo uye kudiwa kwemusika. Somuenzaniso: Ampleforth, Fragments, Carbon uye Kowala.
Resumen
Muchidimbu, uye sezvatinoona, mushure me kuzvarwa kwe bitcoin uye chimurenga icho ichi chaunza kuhupenyu hwedu, nhamba isingaperi ye mari yedhijitari dzimwe nzira zvichibva pa Blockchain uye DeFi tekinoroji. Kuva iye Stablecoins imwe yekupedzisira kusvika, uye kugamuchirwa nechikamu chakakosha che crypto makambani, pamusoro pezvose, kuchengetedza mari yako kubva ku kushanduka kwemusika kukuru uye kukwanisa kuzvibata zviri nyore mukati memusika wechinyakare.
Uye zvechokwadi, sezvatiri kuona, izvi zvichatungamira munguva pfupi kana kuti gare gare kune zvimwe zveizvi mhando dze stablecoins, zvinogamuchirwa zviri pamutemo (hurumende), uyezve pakusikwa kwe shanduro dzedhijitari dzeCentral Banks, yemari yavo yefiat.
