A cikin rubutunmu na baya game da Stablecoins (Stable cryptocurrencies) muna magance ainihin ra'ayi wanda ya ba su rayuwa da dalilinsu na zama. Kuma ba shakka, mun ba da misalan wasu sanannun sanannun da kuma amfani da su a duk duniya. Bugu da kari, ambaton su ya bayyana a fili cewa ba lallai ba ne dukkansu iri daya ne, kamar yadda ma galibin sauran su ke faruwa. Altcoins. Dalilin da ya sa, a yau za mu zurfafa ɗan ƙaranci cikin abubuwan da ke akwai "nau'in stablecoins" da halayen su.
Kuma ba shakka, tun dukkansu an gindaya su ne bisa ƙayyadaddun ƙimar wani abu, wannan wani abu, shine wannan batu wanda ke ƙayyade irin nau'in su. Alal misali, yawancin suna da ƙima da ƙima garantin kuɗin tallafi a cikin kudin fiat, kamar su Dalar Amurka. yayin da wasu Kadan ne ke amfani da Yuro ko wasu, kuma suna da kuɗi a cikinsu a matsayin jingina. Har ila yau, akwai wadanda aka kafa da kuma goyon bayan wasu cryptocurrencies ko kayayyaki, da sauransu.
Duk da haka, kafin a ci gaba da batun yanzu a kan «iri stablecoins » da halayensa, muna ba da shawarar wasu daga cikin mu abubuwan da suka shafi baya tare da wannan batu, don karantawa daga baya:
Nau'in Stablecoins: Canjin Cryptocurrencies na yanzu
Wadanne nau'ikan stablecoins ne kuma menene halayen su?
Kamar yadda muka fada a farko, da iri stablecoins An kafa su ne bisa nau'in tallafin da suke da shi. Saboda haka, da iri stablecoins A halin yanzu akwai kamar haka:
Stablecoins suna goyan bayan fiat ago
Irin wannan nau'in Stablecoins shine wanda mafi yawan ke cikinsa, saboda haka, shine ya fi kowa. Waɗannan yawanci goyon baya 1: 1 a cikin wasu fiat kudin, gaba ɗaya, Dalar Amurka, ta yaya Tsabar kudi (USDC). Ko da yake, akwai kuma wasu bisa Yuro kamar Yuro Coin (EUROC), Yen Jafananci, da sauran shahararrun kuɗaɗen kuɗi.
Bugu da ƙari kuma, wannan yana nufin cewa ga kowane alama (cikakken naúrar kadari na crypto), kamata yayi a ciki tsarewa (a cikin garanti da kuma hanyar duba) daidai yake da kudin fiat. Kuma, zai fi dacewa a kiyaye shi a cikin wani ƙwaƙƙwaran kuma sanannen Banki ko kuma ta wani kamfani da ya ƙware a wannan fanni.
Kuma ko da yake, a gefe guda, yana da kyau a iya ƙidaya akan waɗannan nau'o'in barga na kadarorin crypto waɗanda ke aiki azaman nau'in gada da wuri mai aminci tsakanin cryptocurrencies da fiat ago data kasance. Tunda sun yarda a hanya mai sauƙi, mai sauƙi da aminci don fara saka hannun jari na crypto, ba tare da fuskantar haɗarin da ke da alaƙa da rashin daidaituwa na dabi'a na cryptocurrencies da aka fi amfani da su ba.
Mutum ba zai iya yanke hukunci gaba daya ba, a daya bangaren, gaskiyar cewa, kamar yadda masu amfani ko masu saka hannun jari na crypto yawanci yana da wuyar gaske sani da cikakken yaƙĩni, idan mai bayarwa ya ce stablecoins da gaske suna da kudi a cikin ajiya. Sai dai idan mashahuran bankuna ko kamfanoni sun kasance masu garanti ta hanyar tantancewa da ke nuna sahihancinsu na lokaci-lokaci.
Misalai: Tether (USDT), USD Coin (USDC), Paxos Dollar (PAX), True USD (TUSD), da Binance USD (BUSD).
Stablecoins masu goyon bayan Cryptocurrency
Irin wannan stablecoins yawanci ana la'akari da nau'in na gaba mafi yawanci, tunda suna amfani da su kudade a cikin wasu masu karfin cryptocurrencies, ta yaya bitcoin, ethereum ko wasu, don kiyaye alamarsu ta tabbata. Don haka, bayar da a m daidaito Game da darajar a kudin fiat ƙaddara. Dalilin da ya sa, gudanarwa (sabawa, sarrafawa da aiki) na waɗannan kadarorin crypto yawanci suna dogara ne akan amfani da smart contracts.
Saboda haka, irin wannan stablecoin yana da halin kasancewa "An rage amana", wato, suna rage buƙatar wasu amintattun mutane. A sakamakon haka, da tsarin kuɗi masu alaƙa da alamun Stablecoins, an daidaita su ta hanyar kuri'un masu amfani a cikin wani tsarin mulkin kansa. Wanne, yana kawar da buƙatar dogara ga mai bayarwa na tsakiya, fifita wanzuwar ɗimbin masu bayarwa, waɗanda ke yin aiki don biyan bukatun duk masu amfani da yanayin.
Saboda haka, don sababbin alamun da aka ce stablecoins da za a bayar, dole ne su kasance saka kudi a cikin wasu cryptocurrencies a cikin a kulla yarjejeniya. Ta irin wannan hanyar da idan kuna son dawo da haɗin gwiwa (kuɗin da aka ajiye), dole ne ku dawo da stablecoins zuwa kwangilar wayo da aka gina tare da ƙayyadaddun sha'awa. Sharuɗɗan (dokokin) na wannan tsari da sauransu zasu dogara ne akan kowane tsarin kowane Stablecoin. Ko da yake, a zahiri duk abin da ke tafasa ƙasa zuwa haɗin ka'idar wasan tare da kan-sarkar algorithms, zuwa babba ko ƙarami, kiyaye farashin kwanciyar hankali.
Misalai: DAI (DAI), Celo Yuro (CEUR), Yuro Coin (EUROC).
Stablecoins masu goyan bayan kayayyaki
Irin wannan stablecoin yawanci yana da wuya, saboda yana dogara ne akan tallafi ta hanyar albarkatun kasa. wanda dole ne a canza shi zuwa dukiya ta jiki wanda dole ne a adana shi ta jiki, kamar zinari, lu'u-lu'u, mai, ko sauran ma'adanai, karafa ko kayan abinci kamar abinci ko marasa lalacewa da kayan ƙima. Dalilin da ya sa, ana tsammanin mai bayarwa ko mai garantin alamar shine wanda zai adana kadarorin da ake iya gani cikin aminci.
A gefe guda, wannan ya sake barin mu da matsalar da dole ne mu amince da wani ɓangare na uku, wanda zai ba da garantin kuɗin garanti, ta hanyar wani abu mai rikitarwa don tabbatarwa fiye da kuɗi a banki. Duk da yake, a gefe guda, yawanci ku ne mafi kyawun saka hannun jari fiye da waɗanda aka kafa 1: 1 tare da kudin fiat. Tunda, alal misali, 1 Token da aka rataya zuwa ɗan ƙaramin zinari, ana iya ganin ƙima akan lokaci, idan an ce ƙarfe mai daraja yana ƙara ƙimar matsakaici da dogon lokaci.
Misalai: Digix Gold Tokens (DGX), Pax Gold (PAXG), CACHE Gold (CGT), Tiberius Coin (TCX), SwissRealCoin (SRC), da Petro (PETRO), alamar Venezuelan da ba a saba gani ba.
Sauran nau'ikan stablecoins
- Bisa ga haɗe-haɗe madadin: Tare da kudade a cikin kudin fiat, cryptocurrencies da ainihin kadarorin jiki.
- Dangane da wariyar da aka samar ta algorithm: Inda gabaɗaya, ana amfani da tsarin seigniorage (Seigniorage Shares) da Smart Contracts waɗanda ke aiki a matsayin Babban Banki, don haɓakawa da rage farashin, ta hanyar ƙonawa ko ba da alamu, kamar yadda tayi da buƙatun kasuwa. Misali: Ampleforth, Fragments, Carbon and Kowala.
Tsaya
A takaice, kuma kamar yadda za mu iya gani, bayan da haihuwar bitcoin da juyin juya halin da wannan ya kawo a rayuwarmu, adadi mara iyaka madadin kudin dijital bisa ga Blockchain da fasahar DeFi. Kasancewar Stablecoins daya daga cikin na karshe zuwa, da kuma samun maraba da wani gagarumin rabo daga cikin masu zuba jari na crypto, Sama da duka, don amintar da kuɗin ku daga high kasuwa volatility da kuma samun damar sarrafa su cikin sauƙi a cikin kasuwar gargajiya.
Kuma tabbas, kamar yadda muke gani, wannan zai kai ga wasu daga cikin waɗannan iri stablecoins, a hukumance yarda (gwamnati), sa'an nan a cikin halittar da nau'ikan dijital na Babban Bankuna, na kudaden fiat daban-daban.
